Thanks to Labour's proposed welfare shake-up, pensioners no longer have a political party on their side.
It certainly is a worrying time to be a British pensioner, as all political parties are looking for ways to cut public spending, the huge pensions budget is a tempting target to raid.
The latest frenzy surrounds shadow chancellor Ed Balls’s suggestion that Labour will include pension expenditure in any short-term welfare spending cap after the 2015 election. Given the demographics, Read More... 
Now might be the worst time in living memory to be a young person. But we don't get to decide when we're born - so here we are, in the wake of the Great Recession; the first generation predicted to be financially worse off than their parents since World War 2.
There is a stack of misfortunes firmly sealing our fate. For starters, the job market is rapidly crumbling around us just as we're gearing up for financial independence. Nowadays, around one in five young people in the UK are jobless, 
Alternative investments have outpaced traditional investments since the Great Recession and, according to industry experts, are only expected to grow.
Alternatives can include private equity, illiquid types of investments and, in some cases, require investors meet minimum income and net worth requirements. But they're not always among the more exotic investments, either.
Record low interest rates have forced investors and retirement plan sponsors to find new ways to get more out of their 
"Doctor, doctor - I keep seeing into the future! When did this start? Next Tuesday."
The choices investors face are not just between shares and funds, bonds and equities, income and growth. Arguably the most important decisions to make are around estimating the unknowable targets we set for our future financial goals.
Among these goals, the biggest target is our retirement date. Most people long for the day when they don't have to toil away and can instead enjoy uninterrupted leisure. In setting 
Pension benefits in the four largest UK public sector schemes will fall by more than a third because of government reforms.
An 84-page report published by the Pensions Policy Institute focused on the effect of government reforms to the NHS, teaching, local government and civil service pension schemes - it found that thousands of members could suffer from a significant cut in retirement income.
It showed the typical pension benefit value across all schemes would decrease from 23% of a member’s Worrying time to be a British pensioner http://t.co/5Rx58nzqvL via @GrosvenorParkII
